Naomi Reyes

Naomi’s focus is the question every small business owner should ask before printing their first check: “What happens if this goes wrong?” Her writing tends to lead with the failure modes — what a stolen check in a mailbox actually costs you, what positive pay does and doesn’t catch, what a breached printing-service account looks like in practice — before walking through the cheaper alternative.

Her two decades of experience span the corporate side of finance and the operator side of running small businesses, and that dual vantage is intentional. Corporate finance teaches you how a fraud-prevention program looks on paper; running a business teaches you what actually goes wrong when paper checks meet the real world. Naomi’s articles reflect both.

Before formalizing her editorial work here, Naomi spent years working directly with owner-operator businesses on payment reconciliation and account risk, including cleaning up after check fraud incidents. That hands-on experience shapes the mandatory “when this is a bad idea” sections in every strategy article on this site. She believes honest counter-examples — including the ones that scare a reader out of the cheapest option — are the single thing that separates useful financial content from affiliate bait.

Naomi’s articles on OnlineCheckPrinter.com are fact-checked against current vendor terms and bank-program policies at the time of publication, and flagged for updates when material terms change.